FIMBank

Mohammed Louhab - Group Chief Executive Officer

Mr. Mohammed Louhab has been Financial Advisor at Burgan Bank (Kuwait) since 2021 and was Financial Advisor at UGB (Bahrain) from 2015 to 2020. Mr Louhab is also a Director on the Board of Directors at Tunis International Bank (TIB) and Gulf Insurance Company (Algeria) since 2015. He is also the Chairperson of the TIB Board Audit Committee. Mr. Louhab was chairman of CNEP Bank, Chief Executive Officer of Trust Bank as well as AGBank (KIPCO Group). Before heading various banks, Mr. Louhab was responsible at the BA (Banque d'Algérie: Central Bank) for banking regulation and thereafter for credit control and refinancing.

Mr. Mohammed Louhab holds a License in Economy and a Magister in Management from the Institute of Political Studies, Algiers (1971-1975). In addition, he holds a Master in Banking from the Institut des Techniques Bancaires, Paris (1978-1982) and an academic qualification in High Studies of Banking Economy from FINAFRICA, Milan (1982).

Simon Lay - CEO of London Forfaiting and Deputy CEO of FIMBank

Simon Lay started his career with the Midland Bank/HSBC Banking Group, where he worked in a number of areas, including those of International Banking, Corporate Finance, Controller of Lending, Trade Finance and Forfaiting. Subsequently, he was given responsibility for leading Midland’s forfaiting subsidiary, Mid Aval. Simon joined London Forfaiting Company Ltd (LFC) in 1991. In the various senior positions he occupied at LFC, he was entrusted with the expansion of the company’s operations, including in the Americas, the Middle East and Turkey. He was appointed to the company’s Board of Directors in 1997. Following LFC’s acquisition by FIMBank plc in 2003, Simon was appointed as its Managing Director, with global responsibility for the company’s business, including its overseas branches and subsidiaries. During this period, he managed to transform the company from making losses to one which has consistently contributed to the profitability of the FIMBank Group. Today, LFC has established a proven reputation for providing fast, efficient, tailor made non-recourse finance solutions to importers and exporters worldwide. Simon enjoys a reputation as an authority on forfaiting and trade finance, having written numerous articles and been a regular speaker on the subject.Simon, who is a member of FIMBank’s Executive Committee, is also the Bank’s Representative Officer in the United Kingdom. Simon is now currently the CEO of LFC.

EXECUTIVE VICE PRESIDENTS

Andrea Batelli - Group General Counsel, Head of Investor Relations & Company Secretary

Andrea Batelli joined FIMBank in June 2010, as Head of Legal & Compliance of the Group. Andrea has more than twenty years of experience in the banking sector, with a particular focus on trade finance and compliance. Andrea was appointed as FIMBank’s Company Secretary in 2013. Before joining FIMBank, Andrea occupied the position of Head of the Legal Department and General Counsel at Banca UBAE SpA, Rome (Italy), where he also acted as a member of the Oversight Body with a compliance role. During his career at Banca UBAE, Andrea acquired extensive international expertise in the banking sector, particularly within the Mediterranean, Middle and Far East together with a thorough knowledge of these markets, their culture and the associated challenges.

Andrea received his Law Degree from the University of Perugia (Italy) in 1997 and a Masters in International Company Law in 2000. He is certified by the Rome Bar as an eligible lawyer and thus he is qualified for representation and defense before the Italian Courts. Currently, Avv. Batelli is a member of the board of directors of Egypt Factors and BrasilFactors and serves as chairman of the board of FIMFactors BV.

Juraj Beno - Group Chief Financial Officer

Juraj Beno started his banking career in 2002 with Citibank, where he worked in various finance positions in Slovakia. In 2007, he was assigned to a new Citibank franchise setup in Kuwait, where he served for five years, lastly in a Country Financial Officer role. In 2012, he joined Burgan Bank as a Head of Strategic Financial Planning with wide responsibilities covering among others group strategy design and its implementation. More recently, in 2019, he was appointed as Director of Performance Planning in Al Hilal Bank, United Arab Emirates, entrusted with co-leading the Integration Management Office in charge of ongoing M&A transaction workstreams delivery. Juraj Beno joined FIMBank in August 2020 and has as of recently been approved by regulator for the role of Group Chief Financial Officer of the Bank.

Ronald Haverkorn - Advisor to the GCEO

Ronald Haverkorn joined FIMBank in May of 2015 as the Chief Risk Officer and Executive Vice President. He is responsible for the risk related functions in the group. He sits on several board and committees including; Board Risk Committee, ALCO, Group Executive Committee and Credit Risk Committee. Before joining FIMBank Ronald had a 22 year career in the International Division of Wells Fargo Bank where he worked in the United States as well as in the United Kingdom and Germany while managing global teams.

During his career he has held various global positions in financial institutions and corporate banking with a focus on the Emerging Markets. Responsibilities included; trade finance, structured finance, syndications, risk mitigation, asset trading, portfolio management, risk reporting and relationship management. He was a member of several divisional committees, risk committees and ALCO.

Ronald was born in the Netherlands and moved to the USA to go to pilot school and attend university. He graduated from the University of Texas with a B.A. degree in business administration.

Thomas Dodd - Group Chief Compliance Officer and MLRO.

Thomas Dodd obtained his Master of Business Administration with distinction from Warwick Business School, UK and a Bachelor degree with honours in Economics from Manchester Metropolitan University, UK.

Mr. Dodd has more than 20 years’ experience in senior compliance, audit and regulatory banking roles. From 1999 to 2006, he served as a Senior Banking Regulator for the Central Bank of the United Arab Emirates where he led teams performing on-site examinations evaluating the capital adequacy, asset quality, management, profitability and liquidity of domestic and international banks with a presence in the UAE. In 2007, Mr. Dodd joined GE Money Czech Republic as Chief Auditor, leading a team of auditors conducting internal audits and risk advisory assignments both domestically and internationally as part of the GE Capital group. In 2015, Mr. Dodd took on the role of Group Chief Compliance Officer where he led the anti-money laundering, anti-fraud, conduct risk and core compliance teams.

He was closely involved in the IPO process that led to the successful spin-off of the business as an independent entity in 2016. Mr. Dodd also served as a Non-Executive Director for the group’s Leasing subsidiary for 3 years and was President of the group’s Volunteer organisation from 2013 to 2018. Mr. Dodd joined FIMBank on 1 July 2021.

Christine Coleiro - Group Chief Human Resources Officer

Christine Coleiro joined the FIMBank Group in 2006 and was appointed as Group Chief Human Resources Officer in 2018 and as an Executive Vice President in December 2022. Prior to joining FIMBank, Mrs. Coleiro worked for KPMG Malta and has over 16 years’ experience in both local and international Human Resources (“HR”) spheres.

Mrs. Coleiro obtained her MSC in Human Resource Development and Performance Management from the University of Leicester.

Modesto Luengo - Group Chief Risk Officer

Mr. Luengo, is a banking and risk management professional with an engineering degree in Computer Science and Electronics from the Universities of Oviedo and Valladolid (Spain), complemented by an MBA (Masters in Business Administration) from IESE (University of Navarra, Spain). With over 25 years of accomplished experience in the banking sector, Mr. Luengo commenced his career at Santander Group, where he exhibited profound international acumen across Latin America, the United Kingdom, Spain, and Asia-Pacific during his two-decade tenure. Notably, he contributed as a member of significant senior management committees both globally and locally, and previously served on several boards of directors.

In 2017, Mr. Luengo assumed the role of Chief Risk Officer at Finalbion, a fintech company, before transitioning to FIMBank in 2019 as Head of Risk and subsequently appointed as Group Chief Risk Officer. Mr. Luengo's diverse professional journey encompasses leadership roles in Risk across Global Banking and Markets, Commercial Banking, Investment Banking, and Asset Management, accentuating his comprehensive understanding of the banking industry.

Executive Management